CapCut vs Descript vs Loom vs Riverside

A side-by-side look at CapCut, Descript, Loom and Riverside for filmmakers: what each one can do, what it costs, and where they actually differ.

  • AI-first editor: Seedance 2.5 clips, Edit Pilot assistant and canvas, free plan to start

    Price
    Free plan; Pro from EUR 23.99/mo; Ultra EUR 68/mo; Teams EUR 14.99/seat/mo
    Learning
    Easy
    Best for
    Social cuts and vertical reframes for TikTok, Reels and Shorts from one edit
  • Edit video and podcasts by editing the transcript, with an AI co-editor built in

    Price
    Free (1 hr/mo, 720p, watermarked) · Hobbyist $16/mo annual ($24 monthly) · Creator $24/mo annual ($35 monthly) · Business $50/mo annual ($65 monthly, per person)
    Learning
    Easy
    Best for
    Podcast and interview editing from the transcript
  • Screen and camera video messages for teams, with AI summaries and edit-by-transcript.

    Price
    Free Starter plan; Business $18/user/mo and Business + AI $24/user/mo billed monthly (annual saves up to 17%)
    Learning
    Easy
    Best for
    Client review of a rough cut or dailies with time-stamped comments
  • Record remote podcast and video interviews in 4K, then edit by text and prompt.

    Price
    Free; Pro $24/mo billed annually ($29 monthly); Business custom
    Learning
    Easy
    Best for
    Remote podcast interviews recorded at 4K with separate tracks for post
The short version

Where they differ

  • Only CapCut offers infinite canvas.
  • Loom is the only one without text to video.
  • CapCut is the only one without MCP server.

All 4 offer: free tier.

Feature by feature

CapCut vs Descript vs Loom vs Riverside: capabilities

CapCut vs Descript vs Loom vs Riverside
CapCut Descript Loom Riverside
Price Free plan; Pro from EUR 23.99/mo; Ultra EUR 68/mo; Teams EUR 14.99/seat/mo Free (1 hr/mo, 720p, watermarked) · Hobbyist $16/mo annual ($24 monthly) · Creator $24/mo annual ($35 monthly) · Business $50/mo annual ($65 monthly, per person) Free Starter plan; Business $18/user/mo and Business + AI $24/user/mo billed monthly (annual saves up to 17%) Free; Pro $24/mo billed annually ($29 monthly); Business custom
Infinite canvas Yes No No No
Node / flow builder Partial No Partial No
AI agent Yes Yes Partial Yes
Chat assistant Yes Yes Not confirmed Yes
Team collaboration Partial Yes Yes Yes
Text to image Yes Partial No Yes
Image editing Yes Partial No Not confirmed
Text to video Yes Yes No Yes
Image to video Yes Not confirmed No Not confirmed
Video to video Partial Not confirmed No Not confirmed
Native audio in video Yes Not confirmed No Not confirmed
Voice / TTS Yes Yes No Not confirmed
Music & SFX Yes Yes No Not confirmed
Upscaling Yes Not confirmed Partial Partial
Character consistency Yes Not confirmed No Not confirmed
Camera control Partial Not confirmed No Not confirmed
Custom training Not confirmed Partial No Not confirmed
Third-party models Yes Yes No Partial
Public API No Yes Not confirmed Partial
MCP server No Yes Yes Yes
Mobile app Yes Not confirmed Yes Yes
Desktop / local Yes Not confirmed Yes Yes
Free tier Yes Yes Yes Yes

Each column comes from that tool's own researched page. "Not confirmed" means the vendor doesn't say.

Plans

Pricing compared

CapCut

CapCut plans
FreeFreeNo charge
ProEUR 23.99/month
UltraEUR 68/month
TeamsEUR 14.99/seat/monthmonthly per seat, auto-renews, default 2 seats

Descript

Descript plans
Free$0monthly
Hobbyist$16 annual / $24 monthlyper person
Creator$24 annual / $35 monthlyper person
Business$50 annual / $65 monthlyper person
EnterpriseCustomcustom

Loom

Loom plans
Starter$0free
Business$18monthly per user
Business + AI$24monthly per user
Enterprisecustomannual, custom

Riverside

Riverside plans
Free$0n/a
Pro$24/mo annual ($288/yr); $29 monthlyannual or monthly
Grow$34/mo annual ($408/yr); $39 monthlyannual or monthly
Webinar$79/mo annual; $99 monthlyannual or monthly
BusinessCustomby request
The verdict

Which one should you pick?

CapCut

Pick it for

  • Social cuts and vertical reframes for TikTok, Reels and Shorts from one edit
  • Rough cuts and temp VO passes for explainers before moving to a finishing NLE
  • AI short-form series that need consistent characters across clips (Director Mode)

Stands out

  • Generation and editing in one app: Seedance 2.5 clips, Edit Pilot and the multi-track timeline share the same project, which Premiere and Resolve do not do without a separate AI tool.
  • Cheapest paid entry among the NLEs: Pro is EUR 23.99 per month, against $22.99 per month for Premiere alone and $295 one-time for DaVinci Resolve Studio.

Watch out

  • Basic colour grading with no professional LUT workflow or OFX plugins
  • Audio mixing is light compared with Fairlight or Premiere's audio tools
Full CapCut review →

Descript

Pick it for

  • Podcast and interview editing from the transcript
  • Talking-head YouTube videos: filler word removal, retakes, captions
  • Webinar and course repurposing into clips with captions and translation

Stands out

  • Text-first editing: cut, reorder and remove filler words by editing the transcript, which is faster than frame-by-frame cutting for talking-head and interview footage.
  • Recording and editing in one place: Rooms records each participant locally (up to 4K on paid plans) and the files open directly in the editor, with SquadCast now part of the product.

Watch out

  • Underlord is still labelled beta and its per-prompt credit cost varies between runs of the same prompt
  • Free plan is limited to 1 hour per month, 720p, with a watermark, and one seat
Full Descript review →

Loom

Pick it for

  • Client review of a rough cut or dailies with time-stamped comments
  • Screen-capture tutorials and how-to videos for a production team
  • Recording a script read or a voice-over take for an editor who needs the transcript

Stands out

  • Recording-first: screen, camera and mic captured together, shared as a link in seconds, with no export step needed for the viewer.
  • Native to Atlassian: Jira, Confluence and Jira Service Management integrations, plus Loom AI turning recordings into tickets and docs.

Watch out

  • Free Starter caps at 25 videos per person, 5-minute recordings and 720p
  • Not a picture or timeline editor: no multitrack timeline, color, effects or generative video
Full Loom review →

Riverside

Pick it for

  • Remote podcast interviews recorded at 4K with separate tracks for post
  • Turning a long interview into vertical clips, show notes and social posts
  • Documentary talking-head interviews that need clean multitrack audio from remote subjects

Stands out

  • Local multitrack capture: each guest is recorded on their own device, so a bad connection degrades the stream, not the file.
  • Transcript-first editing: the AI editing agent and edit-by-prompt work from the transcript, so filler removal and cuts happen in text.

Watch out

  • Free plan exports are 720p with a watermark, and recording is capped at 2 hours one-off
  • Recording caps are inconsistent: the pricing table lists hours per month, while the FAQ says recording is unlimited and the cap only applies to downloads
Full Riverside review →

Each column comes from that tool's own researched page, checked against vendor pricing and changelog pages (oldest check: ). Sources are listed on each tool's page.

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